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Swan IRA — {{Your Legacy. Your Way.}}

Swan IRA — Your Legacy. Your Way.

Swan IRA — {{Your Legacy. Your Way.}}

If you are planning to transfer or roll over more than $50,000, one of our Swan Private advisors will assist you. Get started here

Why Choose Swan Bitcoin IRA?

Real Bitcoin

What’s better than buying Bitcoin? Enjoying the benefits of Bitcoin’s long-term potential in a tax-advantaged account. Hold real Bitcoin, not proxies.

Enterprise-grade Custody

Assets are held with a qualified custodian, in a segregated legal trust account under your name. Swan IRA custody maintains insurance coverage of up to $250M.

Traditional and Roth IRAs

Your retirement, your choice. You can move funds from SEP IRA, SIMPLE IRA, or an old 401(k)/IRA into a Traditional and Roth Swan IRAs.

Easy Onboarding

Opening a new Swan Bitcoin IRA is a breeze. You can do it in less than 60 seconds! Initiate a transfer or rollover and soon you’ll be holding real Bitcoin in your new IRA.

Simple and Transparent Fees

The fees are $20/month or 0.25% annually for balances >$100,000. Bitcoin buys and sells are charged a 0.99% transaction fee.

Best in Class Service

Our Customer Success team loves talking about Bitcoin! If you have any questions about your Bitcoin IRA, our team is here to help.

Available to all US ResidentsNew

We are live in 50 states, including New York and Texas.

If you are planning to transfer or roll over more than $50,000, one of our Swan Private advisors will assist you. Get started here

Why Bitcoin is the
Ultimate Asset for your IRA

Created with Highcharts 10.3.3Chart context menuIRA with 20% Bitcoin $3,299,981IRA with 20% Bitcoin $3,299,981Without Bitcoin $1,418,200Without Bitcoin $1,418,200IRA with BitcoinIRA without Bitcoin3536373839404142434445464748495051525354555657585960616263646501M2M3M4M
$1,881,781 2.33x

Your Bitcoin allocation could save you this much at retirement

I’m
35
years old, and my current

and my current
IRA balance is
$100,000
I plan to contribute
$6,500
annually.
My expected allocation to Bitcoin is 20%
Return Assumptions

Scenario

Bitcoin

Stocks/bonds

This assumes a single-status individual with annual income of $100,000, retiring at age 65. Resulting in an effective tax rate of 18.02% . It also assumes a bitcoin price of $30,000 with annual returns of 15% and a 7% annual return on your IRA. You can customize these in our advanced calculator. Past returns are not indicative of future returns. This is not a recommendation to buy or sell any security. Indicative terms and conditions. This is not tax advice. Please consult a tax professional.

Advanced Calculator

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Here’s what Swan IRA clients are saying

Swan was super helpful. They made it possible for me to set up an IRA transfer in cash.

Rachel

Secure your financial future

If you are planning to transfer or roll over more than $50,000, one of our Swan Private advisors will assist you. Get started here

Funding your account is easy

4 Ways to Fund Your Swan Bitcoin IRA*

Transfer

Transfer funds from your existing Traditional, Roth, SEP or SIMPLE IRA. No penalties or taxes apply to like-for-like transfers*.

Rollover

Initiate a rollover from an old 401(k) and 403(b) into your Bitcoin IRA with no taxes or penalties*.

Contribute

Contribute to your Bitcoin IRA via direct deposit or push ACH.

In-kind transferNew

Transfer Bitcoin directly from your existing crypto IRA to Swan IRA without incurring trading fees.

Swan logo

Do you want to work with our experts?

Swan Private offers a dedicated team of Bitcoin experts to support you throughout your Bitcoin journey. If you are planning to create a Swan Bitcoin IRA and transfer or rollover more than $50,000, one of our Swan Private experts will personally guide you through every step of the process and beyond.

Common Questions

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* Taxes might apply for Traditional (pre-tax) and Roth (post-tax) IRAs. Please speak with your Swan representative for details & consult your CPA